We do not charge any fees. If you receive a guarantee, you may need to get verified through a third-party verification service which may charge a fee.
If approved, how long does it take to receive my funds?
If you receive a guarantee, then a personal loan can usually be funded within a day or two, sometimes the same day. Lines of credit may take longer. Funds are usually issued directly into your bank account by check and the first payment is usually due 30 days after funds are received. Lenders will report your monthly payments to the credit bureaus.
Am I guaranteed to be approved?
If you receive a guarantee, then a personal loan can usually be funded within a day or two, sometimes the same day. Lines of credit may take longer. Funds are usually issued directly into your bank account and the first payment is usually due 30 days after funds are received. Lenders will report your monthly payments to the credit bureaus.
Are the loans unsecured?
Yes the loans are unsecured. No co-signers, home ownership or collateral is usually necessary..
Is the interest rate guaranteed?
The interest rates we show are based on the credit situation selection that you have made. But ultimately it is based on your actual credit situation and is up to the individual lender or lenders to make that determination.